Service
Financial Forecasting Services in Glasgow
Cash flow, profit and balance-sheet forecasts for Glasgow businesses planning funding, hiring or growth. Fixed fee, clear assumptions and a free first call.
Financial forecasting projects your future cash flow, profit and balance-sheet position using your historical accounts and realistic trading assumptions. Most lenders, investors and grant bodies expect a three-way (or 3-way) forecast — a profit and loss projection, balance-sheet forecast and cash flow forecast that are linked together so the figures stay consistent. Countify builds these on a fixed fee, working directly in Xero, QuickBooks Online or FreeAgent so the forecast stays connected to live data.
Free 20-minute discovery call
Tell us the decision your forecast needs to support.
We will confirm the model, information required, delivery date and fixed fee before you commit. Suitable for cash planning, funding applications and growth scenarios.
Overview
Plan cash flow, profit and funding with confidence
Financial forecasting is the process of projecting your future cash flow, profit and balance-sheet position by combining your historical accounts with realistic trading assumptions. At Countify, our Glasgow-based, ACCA-regulated accountants build forecasts you can act on — not spreadsheets that sit unused. Whether you need 13-week cash visibility, a three-year growth model, or a lender-ready three-way forecast to support a business loan, we agree a fixed fee upfront and deliver to clear deadlines, so every decision is backed by numbers rather than guesswork.
What you get
What our financial forecasting service includes
From short-term cash flow forecasts to a full three-way model — profit and loss, balance sheet and cash flow, linked together — we turn your figures into a forward plan. We work directly in Xero, QuickBooks Online and FreeAgent so your forecast stays connected to live data and is simple to keep current.
Key benefits
13-week and rolling 12-month cash flow forecasts
Profit & loss and balance-sheet projections
Budgets with monthly budget-vs-actual tracking
Best, base and worst-case scenario modelling
Lender- and investor-ready funding projections
Forecasts built in Xero, QuickBooks or FreeAgent
Why choose Countify
Financial Forecasting, done right.
Countify is an ACCA-regulated firm of chartered certified accountants based in Glasgow city centre. You work with a named accountant, on a fixed fee agreed in writing before any work starts — no hourly surprises. We combine local Scottish business knowledge with cloud accounting tools to deliver forecasts that are accurate, easy to update, and built to support real funding, hiring and growth decisions.
Detail
What's included in our financial forecasting service
Every engagement is scoped to your business. A typical forecast pack includes:
Cash flow forecasting — 13-week short-term and rolling 12-month models so you always know your runway.
Profit & loss projections — revenue, margin and overhead forecasts mapped month by month.
Balance-sheet forecasting — working capital, assets and liabilities across the plan period.
Budgeting & variance analysis — agreed budgets with monthly budget-vs-actual tracking.
Scenario & sensitivity analysis — best, base and worst cases for funding or major decisions.
Break-even analysis — the sales level you need to cover fixed and variable costs.
Funding & loan applications — investor- and lender-ready three-way projection packs.
Detail
Who we build financial forecasts for
We support businesses and individuals across Glasgow, Scotland and the wider UK, including:
Start-ups and pre-revenue founders preparing funding projections.
Growing SMEs managing cash flow, hiring and stock.
Limited company directors planning dividends and tax.
Businesses applying for bank loans, grants or investment.
Seasonal and project-based businesses managing cash gaps.
Detail
When your business needs a financial forecast
Forecasting is most valuable ahead of a decision or a deadline. Common triggers include:
Raising finance or applying for a loan, grant or Start Up Loan.
Planning a key hire, premises move or major purchase.
Launching a product or entering a new market.
Managing a cash gap, late payments or a seasonal dip.
Annual budgeting, board reporting or year-end planning.
How we work
Predictable, fixed-fee engagements.
Financial Forecasting starts with a free discovery call. From there, we agree the scope and fixed fee upfront, so there are no surprises on your invoice. Once instructed, we deal directly with the relevant records, authorities and software access needed for this service.
- Step 01
Free discovery call
A 20-minute chat to understand your financial forecasting needs, deadlines, and current records.
- Step 02
Fixed-fee proposal
We confirm the financial forecasting scope and price in writing through an engagement letter.
- Step 03
Onboarding & delivery
We collect the information needed for financial forecasting and keep each agreed deadline visible.
For financial forecasting, we support clients in Glasgow city centre, across Scotland, and throughout the UK via Xero, QuickBooks Online, FreeAgent and secure document sharing. Day-to-day contact is with your named accountant.
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Related guides
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Financial forecasting predicts your business's future cash flow, profit and balance-sheet position by combining your historical accounts with realistic assumptions about sales, costs and timing. It turns your numbers into a forward plan you can act on.
We prepare cash flow forecasts (13-week and rolling 12-month), profit and loss projections, balance-sheet forecasts, budgets with variance tracking, and scenario or sensitivity analysis. Where you need funding, we build lender- and investor-ready projection packs.
We work on fixed fees agreed in writing before any work starts. After a free 20-minute discovery call we confirm the scope and a single fixed price, so there are no surprises on your invoice.
Yes. We are based in Glasgow city centre and support clients across the wider Glasgow area and all of Scotland, working through Xero, QuickBooks Online, FreeAgent and secure document sharing, with a named accountant as your day-to-day contact.
Most businesses update quarterly with a fuller annual rebuild. Fast-changing or funding-stage businesses benefit from a rolling monthly forecast, which we can maintain for you alongside your bookkeeping.
Yes. We produce funding-ready projection packs — cash flow, profit and loss and balance-sheet forecasts with clear assumptions — formatted for banks, investors and grant bodies to support your application.
We build and maintain forecasts in Xero, QuickBooks Online and FreeAgent, so your projections stay connected to live data and are straightforward to keep current.
Yes. Alongside short-term cash flow work we build multi-year growth models and scenario plans to support hiring, investment and strategic decisions.
A three-way forecast links your profit and loss projection, balance-sheet forecast and cash flow forecast so they stay mathematically consistent — profit feeds the balance sheet, and the balance sheet drives the cash position. It's the standard format lenders, investors and grant bodies expect, and it's what we build as part of every forecasting engagement.
Management accounts report on performance to date — actuals for the month or quarter just gone. A financial forecast looks forward, projecting cash, profit and the balance sheet for months or years ahead based on your historical accounts and trading assumptions. Many clients use both together: management accounts to track reality, forecasts to plan ahead.
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numbers today.
Free, no-obligation consultation. We agree the fee upfront — no surprises.
- Expert advice
- Fixed fees
- Fast response