Service
Loan and Grant Application Services in Glasgow
Fixed-fee loan and grant applications with a clear scope, practical guidance and ACCA-regulated support.
Countify prepares the financial case that lenders, banks and grant bodies need to assess a funding application — typically a three-way forecast (profit and loss, balance sheet and cash flow), recent historical accounts, and a narrative explaining how the funding will be used and repaid. We support applications to high-street banks, the Start Up Loans scheme, and Scottish grant routes such as Scottish Enterprise and Business Gateway, tailoring the pack to what each funder specifically requires.
Overview
The Financial Case Lenders and Funders Ask For
Most loan and grant applications are turned down for the same reason: the numbers aren't in the format the lender or funder actually asked for. Countify prepares the financial case — usually a three-way forecast, historical accounts and a clear narrative on how the funding will be used and repaid — for Glasgow and Scottish businesses applying for bank finance, Start Up Loans, or grants through Scottish Enterprise and Business Gateway.
What you get
What our loan and grant application support includes
We build the forecast and package your accounts to the format each lender or funder expects, then review your eligibility before you apply rather than after a rejection. Where useful, we liaise directly with the lender or funding body on your behalf.
Key benefits
Funding-ready three-way forecasts (P&L, balance sheet, cash flow)
Historical accounts packaged to lender and grant-body requirements
Support with Start Up Loans, bank finance and Scottish grant schemes
Business plan narrative to support the numbers
Eligibility and documentation checks before you apply, not after
Direct liaison with the lender or funder where useful
Why choose Countify
Loan and Grant Applications, done right.
Countify prepares funding applications the way lenders and grant assessors actually want to see them — because the same team builds your forecasts and accounts, the numbers are consistent and defensible under questioning, not assembled at the last minute for a single application.
Detail
What's included in our loan and grant application support
A typical engagement covers:
A funding-ready three-way forecast — profit and loss, balance sheet and cash flow.
Historical accounts and management information formatted for the lender or funder.
Business plan or narrative support explaining the use of funds.
An eligibility review against the specific scheme's criteria.
A documentation checklist so nothing is missing at submission.
Direct liaison with the lender or funding body where it helps the application.
Detail
Funding routes we support
We work across the main routes Scottish businesses use:
Start Up Loans — the British Business Bank's government-backed scheme for new businesses.
High-street bank business loans and overdraft facilities.
Scottish Enterprise and Business Gateway grants for eligible Scottish businesses.
R&D tax credit claims, where a company has qualifying development work, as an alternative source of funding.
Asset finance and invoice finance for working capital or equipment purchases.
Detail
What lenders and grant bodies typically ask for
Requirements vary by scheme, but most applications need:
A 12–24 month cash flow forecast.
Profit and loss and balance-sheet projections alongside the cash flow forecast.
Two to three years of historical accounts, where the business has been trading.
A business plan explaining what the funding will be used for and how it will be repaid.
Personal or director financial information, for some schemes and start-up lending.
How we work
Predictable, fixed-fee engagements.
Loan and Grant Applications starts with a free discovery call. From there, we agree the scope and fixed fee upfront, so there are no surprises on your invoice. Once instructed, we deal directly with the relevant records, authorities and software access needed for this service.
- Step 01
Free discovery call
A 20-minute chat to understand your loan and grant applications needs, deadlines, and current records.
- Step 02
Fixed-fee proposal
We confirm the loan and grant applications scope and price in writing through an engagement letter.
- Step 03
Onboarding & delivery
We collect the information needed for loan and grant applications and keep each agreed deadline visible.
For loan and grant applications, we support clients in Glasgow city centre, across Scotland, and throughout the UK via Xero, QuickBooks Online, FreeAgent and secure document sharing. Day-to-day contact is with your named accountant.
Related guides
Read more about
loan and grant applications.
Useful next steps
Related support
for this work.
Financial forecasting
Build the underlying three-way forecast a funding application is packaged around.
Business start-up advisory
Get the trading structure and setup right before you apply for start-up funding.
Annual accounts preparation
Keep statutory accounts current so they're ready to support a funding application.
We prepare the financial case a lender or grant body needs — a funding-ready forecast, historical accounts and a supporting narrative — and check your eligibility before you apply.
Most lenders ask for a cash flow forecast, profit and loss and balance-sheet projections, recent historical accounts (where trading), a business plan, and identification documents for the directors.
Yes. We prepare the forecast and business plan the Start Up Loans scheme requires, and can support you through the application process.
Yes. We review eligibility against the specific scheme's criteria and prepare the financial information and documentation these grant bodies typically require.
It varies by funding source, but grant applications typically take a few weeks from submission to decision. We help you prepare early so delays in your paperwork aren't the bottleneck.
Yes. Pre-revenue and early-stage businesses usually rely more heavily on the forecast and business plan narrative, since there's little or no historical trading data — we build both from your business model and assumptions.
They use the same underlying forecast, but a funding application also needs the accounts, narrative and documentation packaged to what a specific lender or grant body asks for. Our financial forecasting service builds the numbers; this service turns them into a complete application.
Yes. We're based in Glasgow city centre and support businesses across Glasgow, Scotland and the wider UK, with a named accountant as your day-to-day contact.
Get started
Take control of your
numbers today.
Free, no-obligation consultation. We agree the fee upfront — no surprises.
- Expert advice
- Fixed fees
- Fast response