Free tool

UK Salary Take-Home Calculator (2025/26).

Work out your net pay after Income Tax, National Insurance, pension and student loan. Built by Chartered Certified Accountants, covering Scottish rates and the personal-allowance taper.

£0
First consult
20+
Years combined
ACCA
Regulated
Tax year 2025/26

Your details

Drag the slider or type any amount up to £250,000.

Estimates only. Assumes standard 1257L tax code, employee Class 1 NI, no employer NI contributions, and that pension is taken via salary sacrifice. Speak to Countify for advice tailored to your circumstances.

Your take-home pay

£35,920

per year, after all deductions

Effective rate

20.2%

Monthly
£2,993
Weekly
£691
Daily (260)
£138

Deductions

  • Income Tax£6,486.00
  • National Insurance£2,594.40
  • Total deductions£9,080.40
Show income-tax band breakdown
  • Basic rate (20%)£32,430.00 taxed → £6,486.00
  • Personal allowance (tax-free)£12,570.00

Questions

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questions.

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